Why choose Float?

Because selling invoices hasn't been simpler and faster

Banks
Float
Traditional Factoring

Approval process

Application

Collateral – personal guarantees

Volume requirements

Long-term lock-in

Transparent costs

Obligation to factor all invoices

4-8 weeks

24 - 48 hours

1-4 weeks

Complicated

Simple – Online

Complicated

Yes

No

No

Yes

No

Yes

Yes

No

Yes

No

Yes

No

Yes

No

Yes

Banks

None

Float

None

Equity

Yes, typically 10-30%

Banks

Requires a personal guarantee and complex covenants

Float

No

Equity

No

Banks

Yes

Float

None

Equity

Yes

Banks

None

Float

None

Equity

Yes

Banks

None

Float

None

Equity

Yes

Banks

None

Float

Yes

Equity

Can be misaligned with growth and exit

Banks

Yes

Float

None

Equity

Yes

Banks

2-6 months

Float

Less then 4 weeks

Equity

3-6 months

Banks

Yes

Float

Yes

Equity

No

Banks

10%

Float

0.4-1x over 3-5 years

Equity

10x over 5 years

Banks

Larger amounts

Float

Up to 10x MRR

Equity

Varies

Banks

???

Float

2%

Equity

SEK 100,000 – 200,000

Don't just take our word for it

Quotation

"Float's products have been of great help for me as a startup founder to help cover cash flow gaps, as well as use my company's available assets as a security to receive capital to invest in our growth. I've had a great experience with Float Lending, and would highly recommend working with them."

CEO Pliance, Siam Choudhury

Quotation

Float has helped me grow my business by quickly and efficiently providing me with credit when I needed it. It's simple, fast, cost-effective and customer-focused. The perfect financial partner for a small and growing company.

CEO of Big Dipper AB, Elsa Jansson

Quotation

Float Lending is the perfect partner for entrepreneurs who want to be flexible and finance some of their invoices or all of them, with a low-interest rate and no other hidden fees. They are simply unbeatable in the market! Nice and professional on all issues, and quick payouts make me recommend Float to everyone.

CEO, Stefan Augustsson, Tech Line Sweden AB

How it works

1. Sign up

Open an account in a few minutes online, and once approved start right away.

2. Upload invoice

From your FLOAT dashboard, upload invoices and get an instant price.

3. Receive funds

Once your invoice is approved, you will get your cash within a day.