SaaS companies deserve access
to non-dilutive growth capital

Keep control
and ownership

Get the funding
you need fast

Flexible
repayment*

*based on monthly cash flow

Aligned
interests

Criteria

Does your company have the following?

Have a SaaS
business solution

Minimum MRR of SEK
100,000

Growth rates >50%
annually

Minimum gross
retention of 90%

Needs capital
for growth

Why use Float?

Because getting money is simple and quick

Banks
Float
Equity

Equity dilution

Personal guarantee

Company valuation

Loss of control

Board seat

Alignment of interests

Restriction on investment size

Time to fund

Cost of capital – tax deductible

Cost of capital

Funding amount

Legal & closing costs

None

None

Yes, typically 10-30%

Requires a personal guarantee and complex covenants

No

No

Yes

None

Yes

None

None

Yes

None

None

Yes

None

Yes

Can be misaligned with growth and exit

Yes

None

Yes

2-6 months

Less than 4 weeks

3-6 months

Yes

Yes

No

10%

0.4-1x over 3-5 years

10x over 5 years

Larger amounts

Up to 10x MRR

Varies

???

2%

SEK 100,000 – 200,000

Banks

None

Float

None

Equity

Yes, typically 10-30%

Banks

Requires a personal guarantee and complex covenants

Float

No

Equity

No

Banks

Yes

Float

None

Equity

Yes

Banks

None

Float

None

Equity

Yes

Banks

None

Float

None

Equity

Yes

Banks

None

Float

Yes

Equity

Can be misaligned with growth and exit

Banks

Yes

Float

None

Equity

Yes

Banks

2-6 months

Float

Less then 4 weeks

Equity

3-6 months

Banks

Yes

Float

Yes

Equity

No

Banks

10%

Float

0.4-1x over 3-5 years

Equity

10x over 5 years

Banks

Larger amounts

Float

Up to 10x MRR

Equity

Varies

Banks

???

Float

2%

Equity

SEK 100,000 – 200,000

Don't just take our word for it

Float has helped me grow my business by quickly and efficiently providing me with credit when I needed it. It's simple, fast, cost-effective and customer-focused. The perfect financial partner for a small and growing company.

CEO of Big Dipper AB, Elsa Jansson

Float Lending is the perfect partner for entrepreneurs who want to be flexible and finance some of their invoices or all of them, with a low-interest rate and no other hidden fees. They are simply unbeatable in the market! Nice and professional on all issues, and quick payouts make me recommend Float to everyone.

CEO, Stefan Augustsson, Tech Line Sweden AB